Go Green & Paperless With Advia’s E-Services
1. Switch From Paper Statements To E-Statements
What are the benefits of going paperless? First off, you’re helping the environment by preventing trees from being cut down and reducing waste. That’s great! Secondly, you’re reducing clutter as well as the possibility of fraudsters getting your private information from either dumpster diving or taking mail out of your mailbox. And thirdly, when you switch from paper statements to e-Statements with Advia, you’re saving money. e-Statements are always free and offer up to 14 months of account history. Receiving paper statements may result in a $2.50 monthly service charge.
How do e-Statements work? You can choose to view your Checking, Savings, and Credit Card statements all from your computer or phone! Each month or quarter, depending on the account, you will receive an email letting you know your e-Statement is ready to be viewed either in Digital Banking or our Credit Card My Card Info site.
Enroll in e-Statements: For Checking and Savings Accounts, log in to Digital Banking, click Preferences in the left-hand menu, then Statement Preferences. Choose e-Statement from the drop-down menu and fill in your email address. For Credit Card e-Statements log in to My Card Info (or access in Digital Banking, click on Credit Card to navigate to the My Card Info site), then go to the Account Info drown-down menu and choose e-Statements. Learn more about Digital Banking and e-Statements.
2. Have Your Paycheck Directly Deposited Into Your Account
While it can be great to hold a paycheck in your hand on payday, skip the paper check and the trip to the branch by having your paycheck directly deposited into your Checking or Savings Account. After enrolling in Direct Deposits, your employer will deposit your paycheck into your account on payday and you won’t have to do a thing! Check with your employer to see if they offer Direct Deposit and learn how to enroll in Direct Deposit.
3. Move Money More Easily Without Paper Checks Or IOUs
Have you ever been out to eat with a friend and had to split the bill? Without cash or a complex mathematical equation (thank goodness for the calculator app!), splitting the bill can be a pain. You may end up with a few paper checks or IOUs written on a napkin to cover your friend’s bill until next time. Well, now you can avoid all that with P2P (Person-to-Person) Payments! Simply use your friend’s name plus email or cell phone number to pay them instantly, for free.
Here’s another situation, have you ever written yourself a check to move money from one account to another or from one financial institution to another? We have an easier solution! Save paper and time by simply using our external transfers feature within Digital Banking.
4. Lighten Your Wallet By Removing Receipts & Your Cards!
Transaction and purchase receipts can be a mess. They can really accumulate in your wallet, purse, couch cushions, floor of your car… but not anymore! Advia, along with many retailers, now offer the ability to have your receipt emailed to you. This is a great way to reduce paper and help you save any important receipts digitally and stay more organized.
And while we’re on the topic of cleaning out your wallet, another awesome e-Service that Advia offers is Mobile Wallet Solutions. Our Debit and Credit Cards are compatible with Apple Pay and Google Pay so you can easily and securely use your phone as payment at checkout. Have an Apple Watch? You can use that too! When you enable your Apple Watch to mimic your iPhone, you can use Apple Pay at checkout and simply double tap the side button on the watch and it hold it near the card reader. NEW: You can also enable Advia’s Digital Banking on your Apple Watch to easily check balances and view recent transactions. Set up your Apple Watch within our Mobile Banking App under Preferences, Apple Watch.
5. Apply for Loans Online
Not only is applying for loans online a paperless way to go green, but it’s also convenient! Without ever leaving your couch or stepping into a branch, you can apply for various loans with Advia online. There’s no waiting in line or appointment required to fill out an online loan application.
6. Digital Loan Payments
Skip the paper bill and start making automatic payments using Bill Pay within Digital Banking. Have a loan at Advia? You can also quickly and easily make payments on your loans within Digital Banking or these other easy solutions. Paying loan payments online is a great way to quickly pay a payment without any paper waste! There is even the option to enroll in an automatic payment where the funds for a monthly payment come directly out of a bank account each month. No manual payment necessary!
7. Debit Cards vs. Checks
Checks can be great for sending a school trip payment with a child or paying rent to a landlord that only accepts checks. However, Debit Cards are a great way to quickly pay at the grocery store or gas station without paper waste. Debit Cards are reusable whereas checks are only good for one use.
SavvyMoney is a great tool to digitally view your credit score and review your credit report! View external offers without entering a branch and apply for loans from the comfort of your couch! Not only is this process paperless, but there’s also no car emissions used to visit a branch!
Being green by going paperless and using Advia’s e-Services is a great way to save paper, save time, and save money. Celebrate this Earth Day by making small changes to help the environment and get outside in the fresh air and sunshine!
Advia is an Equal Opportunity Lender. Deposits federally insured by NCUA.